Banking made simple.
Everything you need to manage your money, all in one place. Current accounts, savings, loans, and investments — designed to fit around your life, not the other way round.
Everything you need, right at your fingertips
From everyday banking to long-term investing — we've designed every product to work together seamlessly, so managing your money feels effortless.
Current Accounts
Everyday banking with no monthly fees, instant notifications, and full mobile banking.
- No monthly fee
- Contactless debit card
- Free ATM withdrawals
- Instant notifications
Savings Accounts
Earn up to 4.50% AER with easy access, fixed-rate bonds, and tax-free ISAs.
- Up to 4.50% AER
- Instant access options
- Tax-free ISAs
- FSCS protected
Credit Cards
Cashback, travel perks, and 0% intro offers. Find the perfect card for you.
- 0% intro offers
- Cashback on purchases
- No annual fee
- Freeze in app anytime
Banking that fits your life, not the other way around
We built Alliance Credit Union to take the friction out of everyday banking. Everything you need is right there in the app — simple, fast, and secure.
- No monthly fees — Free banking, forever
- Instant notifications — Every transaction, in real time
- Freeze your card — Instantly from the app if it's lost
- Smart budgeting — Track spending by category
- 24/7 support — Real people, ready to help anytime
More ways to bank with us
Whatever your financial goals, we have a service to help you get there.
Loans & Borrowing
Personal loans, mortgages, and car finance with competitive rates and fast decisions.
- Personal loans from £1,000
- Same-day decisions
- No early repayment fees
- Flexible terms
Insurance & Protection
Home, car, life, and travel insurance — tailored cover with 24/7 claims support.
- Home & contents
- Vehicle insurance
- Life & health cover
- Travel insurance
Investing & Wealth
Stocks, ETFs, and bespoke portfolio management from experienced wealth advisors.
- Stocks & ETFs
- Portfolio management
- Low trading fees
- Expert insights
Digital banking, done properly
Everything you can do in a branch, you can do in the app — plus a whole lot more. Faster, simpler, and available 24/7.
- Open an account — in minutes, in the app
- Send money — to anyone, in seconds
- Manage cards — freeze, unfreeze, set limits
- Pay bills — schedule, split, track
- Track spending — automatic categorisation
- Get help — 24/7 live chat with real people
Get started in 4 easy steps
Opening an account with Alliance Credit Union takes just minutes. Here's what to expect.
Choose your account
Pick the account that fits you — Everyday, Rewards, or Premier. Each is free to open.
Apply online
Complete a short application in the app or on the web. Most decisions are given instantly.
Verify your ID
Upload a photo ID and proof of address. We'll verify within minutes — no branch visit needed.
Start banking
Use your digital card instantly. Your physical card arrives within 3–5 business days.
Ready to start banking with Alliance Credit Union?
Join over 2 million members who trust us for secure, intelligent, and forward-thinking banking. Open your account in minutes.