Alliance Credit Union · About Us
Alliance Credit Union · About Us

About Alliance Credit Union

We're on a mission to make banking simple, accessible, and empowering for everyone. Learn about our story, our values, and the people behind Alliance Credit Union.

2M+Members Served
99.8%Digital Uptime
£12.5BAssets Managed
Our mission

Our mission is simple: banking made simple.

At Alliance Credit Union, we believe managing your money should be effortless, transparent, and secure. We combine cutting-edge technology with human-centred design to create a banking experience that works for you — not the other way around.

From everyday banking to long-term investing, we're here to help you take control of your financial future with confidence.

  • Built around you — Every product designed with your needs in mind
  • Transparent always — No hidden fees, no confusing terms
  • Secure by default — Bank-level security on every transaction
  • Available 24/7 — Real humans, ready to help anytime
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2M+
Active Members
£12.5B
Assets Managed
99.8%
Digital Uptime
24/7
Support Available

Our values

The principles that guide everything we do — from product design to customer support.

Customer First

Everything we build starts with you. We listen, learn, and design solutions that genuinely improve your financial life.

Security & Trust

Your financial data deserves the highest level of protection. We invest in advanced security so you can bank with confidence.

Innovation

We're constantly pushing the boundaries of what digital banking can be — simplifying complex processes and making finance accessible.

Transparency

No hidden fees, no confusing terms. We believe in clear, honest communication at every step of your journey with us.

Accessibility

Banking should be available to everyone, everywhere. We design for all devices, all abilities, and all levels of experience.

Responsibility

We're committed to ethical banking, sustainable practices, and making a positive impact in the communities we serve.

Meet the team

A passionate group of financial experts, engineers, and designers working to reshape banking.

Sarah Mokoena

Sarah Mokoena

Chief Executive Officer

20+ years in banking and fintech, driving Alliance Credit Union's vision of accessible finance.

David Chen

David Chen

Chief Technology Officer

Building secure, scalable platforms that power millions of transactions daily.

Amara Okafor

Amara Okafor

Head of Product

Designing intuitive experiences that make managing money feel effortless.

James Van der Merwe

James Van der Merwe

Head of Security

Keeping your accounts safe with advanced fraud detection and encryption.

Our journey

Key milestones that shaped Alliance Credit Union into the bank it is today.

2019

Founded

Alliance Credit Union was born with a simple idea: banking should be simple.

2021

1 Million Members

Reached our first million members across the UK and beyond.

2023

Digital Banking Award

Recognised as Best Digital Bank for customer experience.

2026

2 Million & Growing

Now serving over 2 million members with £12.5B in assets managed.

Why choose Alliance Credit Union

Why millions choose Alliance Credit Union

We built our credit union to be different — and it shows in everything we do.

  • Fee-free banking — No monthly fees, no minimum balance
  • Instant everything — Transfers, notifications, controls
  • Real human support — 24/7 from real people, not bots
  • FSCS protected — Your money is safe up to £85,000
  • Fully digital — Bank from anywhere, on any device
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Our commitment to you

Four promises we make to every member — no matter who you are or how you bank with us.

1

Fair pricing

No hidden fees, no confusing terms, no small-print surprises. What you see is what you get.

2

Real support

When you need help, you'll speak to a real person — 24 hours a day, 7 days a week.

3

Total security

Bank-level encryption and 24/7 fraud monitoring protect every transaction, every time.

4

Always improving

We ship new features every month, listening to your feedback to make banking better.

Frequently asked questions

Common questions about Alliance Credit Union and what we stand for.

When was Alliance Credit Union founded?
Alliance Credit Union was founded in 2019 with a simple idea: banking should be simple, transparent, and accessible to everyone. Since then, we've grown to serve over 2 million members across the UK and beyond.
Is Alliance Credit Union a real bank?
Yes. Alliance Credit Union is authorised and regulated in the UK. Eligible deposits are protected by the FSCS up to £85,000 per person, giving you the same level of protection as any traditional UK bank.
How is Alliance Credit Union different from other banks?
Three things: we're 100% digital (so no expensive branch network means better rates for you), we charge no monthly fees on everyday accounts, and we offer real human support 24/7 — not just automated chatbots.
Where is Alliance Credit Union based?
Our head office is in London, with regional offices in Manchester and Edinburgh. We support members across the UK and internationally through our digital platform.
How does Alliance Credit Union make money?
Like any bank, we earn interest on deposits and lending, and we charge interest on loans and credit. We don't charge monthly fees on current accounts because we don't have to support a costly branch network.
Is my money safe with Alliance Credit Union?
Yes. We use bank-level encryption, two-factor authentication, and 24/7 fraud monitoring. Eligible deposits are protected by the FSCS up to £85,000 per person, and we offer £0 liability on unauthorised transactions.
Can I visit a branch?
We don't have a traditional branch network — but we do have regional offices in London, Manchester, and Edinburgh where you can book appointments with our advisors. Our primary way of serving you is digitally, 24/7.

Ready to join Alliance Credit Union?

Become part of a community of over 2 million members who trust us with their financial future.