Everyday Banking
Everything you need to manage your money, all in one place. Current accounts, transfers, payments, and cards — designed to fit around your life, not the other way round.
Our banking services
Whether you need to receive your salary, pay bills, send money abroad, or simply keep track of your spending — we've got you covered.
Current Accounts
A modern current account with no monthly fee, instant notifications, and full digital banking.
- No monthly fee
- Contactless debit card
- Free ATM withdrawals
- Instant notifications
Payments & Transfers
Send money instantly to friends and family, pay bills, and manage your standing orders and direct debits.
- Instant bank transfers
- Standing orders & direct debits
- Scheduled payments
- International transfers
Cards
Contactless debit and credit cards with powerful app-based controls. Freeze, unfreeze, set limits — instantly.
- Contactless payments
- Freeze & unfreeze in app
- Apple Pay & Google Pay
- £0 liability on fraud
Savings
Grow your money with easy-access savings, fixed-rate bonds, and tax-free ISAs — all managed from the app.
- Up to 4.50% AER
- Instant access options
- Tax-free ISAs
- FSCS protected
Loans & Borrowing
Personal loans, mortgages, and car finance with competitive rates and fast decisions.
- Personal loans from £1,000
- Same-day decisions
- No early repayment fees
- Flexible terms
International Banking
Spend, send, and receive money across borders with low fees and real exchange rates.
- Multi-currency accounts
- Real exchange rates
- Fast global transfers
- Worldwide card use
Banking that fits your life, not the other way around
We built Alliance Credit Union to take the friction out of everyday banking. Everything you need is right there in the app — simple, fast, and secure.
- No monthly fees — Free banking, forever
- Instant notifications — Every transaction, in real time
- Freeze your card — Instantly from the app if it's lost
- Smart budgeting — Track spending by category
- 24/7 support — Real people, ready to help anytime
Everything you need included
All Alliance Credit Union accounts come with these powerful features — no extra cost, no small print.
Mobile Banking
Manage every aspect of your account 24/7 from your phone or tablet — anywhere in the world.
Instant Transfers
Send and receive money in seconds with Faster Payments and instant bank transfers.
Advanced Security
Biometric login, two-factor authentication, and 24/7 fraud monitoring keep your money safe.
Contactless Card
Tap and go with your contactless debit card — accepted at millions of locations worldwide.
Spending Insights
See where your money goes with automatic categorisation and monthly reports.
24/7 Support
Real people, ready to help — any time of day or night, wherever you are.
Get started in 4 easy steps
Joining Alliance Credit Union takes just minutes. Here's what to expect.
Choose your account
Pick the account that fits you — Everyday, Rewards, or Premier. Each is free to open.
Apply online
Complete a short application in the app or on the web. Most decisions are given instantly.
Verify your ID
Upload a photo ID and proof of address. We'll verify within minutes — no branch visit needed.
Start banking
Use your digital card instantly. Your physical card arrives within 3–5 business days.
Digital banking, done properly
Everything you can do in a branch, you can do in the app — plus a whole lot more. Faster, simpler, and available 24/7.
- Open an account — in minutes, in the app
- Send money — to anyone, in seconds
- Manage cards — freeze, unfreeze, set limits
- Pay bills — schedule, split, track
- Track spending — automatic categorisation
- Get help — 24/7 live chat with real people
Frequently asked questions
Everything you need to know about banking with Alliance Credit Union.
Ready to start banking with us?
Join over 2 million members who bank with Alliance Credit Union. Open your account in minutes.