Accounts & Services
Complete banking solutions for every aspect of your financial life. From everyday current accounts to long-term investments, we have the perfect product for you.
Bank accounts built for you
From your everyday current account to long-term savings and investments — all designed to work together seamlessly.
Current Account
Modern everyday banking with no monthly fee, contactless card, and instant notifications.
- No monthly fee
- Contactless debit card
- Free ATM withdrawals
- Instant notifications
Savings Account
Earn up to 4.50% AER with flexible access to your money whenever you need it.
- Up to 4.50% AER
- Instant access options
- Interest paid monthly
- Open from £1
Credit Card
Cashback, travel perks, or 0% intro offers — find the card that fits your lifestyle.
- 0% intro offers
- Cashback on purchases
- No annual fee
- Freeze in app anytime
Borrowing & Loans
Flexible financing for your personal and property goals. Expert advisors guide you through the process with competitive rates and transparent terms.
Personal Loans
From £1,000 to £50,000 with competitive rates, same-day decisions, and flexible terms.
- From 3.9% APR
- 12–84 month terms
- No early repayment fees
- Same-day decision
Mortgages
First-time buyer, remortgage, and buy-to-let solutions with expert advisor support.
- From 2.9% APR
- First-time buyer friendly
- Remortgage options
- Expert advisor support
Insurance & Protection
Comprehensive coverage for what matters most. Tailored policies with 24/7 claims support and competitive premiums.
Vehicle Insurance
Comprehensive car, motorcycle, and van insurance with 24/7 claims support.
- Comprehensive cover
- 24/7 claims support
- Courtesy car available
- Theft & fire protection
Home Insurance
Buildings, contents, and landlord insurance tailored to your property needs.
- Buildings & contents
- Fire, flood & theft
- Accidental damage
- Landlord cover available
Life & Health
Life insurance, critical illness cover, and income protection for peace of mind.
- Life insurance cover
- Critical illness benefit
- Income protection
- Flexible payout options
Investing & Wealth
Grow your wealth with expert investment services. From stocks to bespoke portfolios, we help you build a diversified future.
Stocks & ETFs
Trade global markets with competitive fees, real-time data, and expert insights.
- Thousands of shares & ETFs
- Low trading fees
- Real-time market data
- Expert investment insights
Portfolio Management
Personalised investment strategies from experienced wealth managers.
- Personalised strategies
- Diversified portfolios
- Dedicated advisor
- Regular performance reviews
Digital banking — included with every account
Open any account with Alliance Credit Union and get instant access to award-winning digital banking — on the web and on your phone.
- 24/7 mobile & web access — bank from anywhere
- Instant notifications — real-time alerts on every transaction
- Card controls — freeze, unfreeze, set limits
- Spending insights — auto-categorised budgets
- Instant transfers — send money in seconds
- 24/7 support — real people, ready to help
Get started in 4 easy steps
Opening an account with Alliance Credit Union takes just minutes. Here's what to expect.
Choose your product
Pick the account, card, or service that fits your needs — all free to open.
Apply online
Complete a short application in the app or on the web. Most decisions are instant.
Verify your ID
Upload a photo ID and proof of address. We'll verify within minutes.
Start banking
Use your digital card instantly. Your physical card arrives within 3–5 days.
Frequently asked questions
Everything you need to know about Alliance Credit Union accounts and services.
Ready to get started with Alliance Credit Union?
Open an account in minutes and start banking with the modern, member-focused credit union.