Digital Banking
Bank wherever you are, whenever you want. From your phone, tablet, or laptop — manage your money with the speed, security, and simplicity of modern digital banking.
Everything you need in the app
From opening accounts to sending money and managing cards — everything is right there in the app, always at your fingertips.
Open Accounts
Open current accounts, savings accounts, and more — in minutes, from your phone.
- Apply in under 10 minutes
- Verify ID with a photo
- Instant decision
- Use your account immediately
Instant Transfers
Send money to friends, family, or businesses in seconds — using just a phone number or sort code.
- Faster Payments in seconds
- Pay by phone number
- Scheduled & recurring transfers
- Free between UK accounts
Card Controls
Freeze, unfreeze, and set spending limits on your cards instantly — right from the app.
- Freeze/unfreeze instantly
- Set daily/weekly limits
- Block gambling or ATM
- View card PIN
Smart Budgeting
See exactly where your money goes with automatic categorisation and monthly spending reports.
- Auto-categorised spending
- Monthly budget view
- Custom spending alerts
- Savings goals tracking
Biometric Login
Log in with your face or fingerprint — faster and more secure than any password.
- Face ID & Touch ID
- Android fingerprint
- Two-factor authentication
- Real-time fraud alerts
Manage Everything
Pay bills, set up direct debits, manage standing orders — all without ever needing a branch.
- Set up direct debits
- Manage standing orders
- View & download statements
- Update personal details
Why bank digital with Alliance Credit Union?
Traditional banking was built for a different era. We've built our digital experience around what modern life actually looks like — fast, flexible, and always available.
- Bank 24/7 — No more waiting for branches to open
- Instant everything — Transfers, notifications, controls
- Complete visibility — See every penny in real time
- Full control — Freeze cards, set limits, adjust in seconds
- Always secure — Bank-level encryption and biometrics
Get started in 4 easy steps
Getting set up with the Alliance Credit Union app takes just minutes. Here's what to expect.
Download the app
Get the Alliance Credit Union app free from the App Store or Google Play.
Register in minutes
Enter your details and verify your identity with a photo of your ID.
Enable biometrics
Set up Face ID or fingerprint for fast, secure login every time.
Start banking
Your account is ready. Start managing your money instantly.
Digital banking, done properly
We designed every screen, every tap, every animation to make banking feel effortless. Here's just some of what you can do without leaving the app.
- Open new accounts, savings, and ISAs
- Send money to anyone, in seconds
- Freeze, unfreeze, and manage all your cards
- Set up direct debits and standing orders
- Track every transaction in real time
- Get help from real people, 24/7
Frequently asked questions
Everything you need to know about digital banking with Alliance Credit Union.
Ready to bank digitally with us?
Download the Alliance Credit Union app and start managing your money from anywhere, at any time.