Current Accounts
Everyday banking that works for you. No monthly fees, instant notifications, and full digital banking — everything you need in one simple, modern account.
Choose your perfect account
Three current accounts built for different stages of life. All include fee-free everyday banking, mobile app access, and no minimum balance.
Everyday Account
Perfect for day-to-day banking — simple, free, and easy to manage.
- No monthly fee
- Free contactless payments
- Free ATM withdrawals
- 24/7 mobile access
Rewards Account
Get more from your everyday spending with cashback and exclusive perks.
- Cashback on bills
- Travel perks included
- Mobile phone insurance
- Fee-free abroad
Premier Account
For those who want more — premium benefits, higher limits, and dedicated support.
- Dedicated manager
- Worldwide travel cover
- Airport lounge access
- Higher withdrawal limits
Banking that keeps up with your life
Your current account should work as hard as you do. Ours is designed around speed, security, and simplicity — so you can focus on what matters most.
- Instant notifications — every transaction, in real time
- Freeze & unfreeze — control your card from the app
- Smart budgeting — track spending by category
- Instant transfers — send money in seconds
- Biometric login — fingerprint or face ID
Everything you get included
Every Alliance Credit Union current account comes with these powerful features — no extra cost.
Mobile Banking
Manage every aspect of your account 24/7 from your phone or tablet.
Instant Payments
Send and receive money in seconds with Faster Payments and instant transfers.
Advanced Security
Biometric login, 2FA, and real-time fraud monitoring keep your money safe.
Contactless Card
Tap and go with your contactless debit card — accepted worldwide.
Spending Insights
See where your money goes with automatic categorisation and monthly reports.
24/7 Support
Real people, ready to help — any time of day or night, wherever you are.
Compare our accounts
See exactly what's included with each account and pick the one that fits you best.
| Feature | Everyday | Rewards | Premier |
|---|---|---|---|
| Monthly fee | Free | Free | Free |
| Contactless debit card | |||
| Mobile app access | |||
| Free ATM withdrawals | |||
| Cashback on bills | |||
| Fee-free spending abroad | |||
| Travel insurance | |||
| Airport lounge access | |||
| Dedicated account manager |
Open an account in 4 easy steps
Applying for a current account with Alliance Credit Union takes minutes. Here's how it works.
Choose your account
Pick the current account that fits your needs — Everyday, Rewards, or Premier.
Apply online
Complete a simple application online. It takes just a few minutes.
Verify your ID
Upload a photo ID and proof of address. We'll verify within minutes.
Start banking
Receive your card and start banking. Your account is ready to use immediately.
Switching is simple — we do the hard work
Moving your current account to Alliance Credit Union is quick and stress-free. Our dedicated switching team handles the paperwork, moves your direct debits and standing orders, and keeps you updated at every step.
- Full switch in 7 days — guaranteed, or we pay you £50
- We move everything — direct debits, standing orders, salary
- Your old account closes — automatically, with no hassle
- No disruption — your payments keep flowing throughout
- Full support — a dedicated team is with you the entire way
Frequently asked questions
Everything you need to know about Alliance Credit Union current accounts.
Ready to open your current account?
Join over 2 million members who bank with Alliance Credit Union. Open your account in minutes.